What does "Education before enrollment" mean?
We believe the best decisions are made when you fully understand your options. Rather than rushing you into a plan, our first priority is to walk you through how coverage works, explain key terms without confusing jargon, and help you evaluate what fits your specific goals and budget.
Do I have to pay for a consultation or quote?
No. All 1-on-1 consultations, policy reviews, and custom quotes are 100% free with zero obligation to enroll.
How is Greyce Financial different from buying directly from an insurance carrier?
As an independent brokerage, we aren't tied to a single insurance company. We shop across multiple trusted, top-tier carriers to find coverage options tailored to your needs and budget.
How do I know if I qualify for health insurance subsidies (ACA / Marketplace)?
Eligibility for subsidies and premium tax credits depends on your household income, family size, and location. We run an instant subsidy check to determine if you qualify to lower your monthly premiums.
What options do you offer for self-employed individuals and freelancers?
We offer flexible, portable health, life, and supplemental coverage solutions that stay with you regardless of your business structure or work setup.
What is supplemental insurance, and do I need it?
Supplemental plans (such as accident, critical illness, dental, and vision) pay cash benefits directly to you to cover out-of-pocket costs, copays, or living expenses during an unexpected health event. They act as a safety net alongside your primary health insurance.
How much life insurance coverage do I actually need?
Coverage depends on your financial responsibilities—such as income replacement, mortgage obligations, children’s education, debt, and final expenses. We help calculate your exact need during a quick consultation.
What is the difference between Term and Whole Life insurance?
- Term Life: Covers you for a set period (e.g., 10, 20, or 30 years) and offers higher coverage amounts at lower initial premiums—ideal for income replacement or mortgage protection.
- Whole / Permanent Life: Offers lifelong coverage with guaranteed benefits and a cash value component that grows over time.
Can you help small business owners offer employee benefits?
Yes. We work with small businesses to set up group health insurance, voluntary benefits, group life, and supplemental coverage to help recruit and retain quality employees.
Do you handle employee enrollment and education?
Yes. Beyond setting up the plans, we assist with employee onboarding, plan explanations, and ongoing support so your employees understand how to use their benefits effectively.
How do I view my current coverage or request account updates?
Active clients can log into the Client Portal anytime to review policy details or request assistance.
Still Have Questions?
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